2-10 Home Buyers Warranty Review

Quick Facts

Score Breakdown

Final Score: 85.5/100 (8.4 normalized)

Overview

2-10 Home Buyers Warranty has specialized in real-estate transactions for over 40 years. Most U.S. realtors know the brand because 2-10 is a common warranty included in new-home purchases and resales. Their plans are well-suited to buyers who want predictable post-close protection.

2-10 also stands apart for offering structural coverage on new-construction homes — a unique feature among warranty providers.

Plans & Coverage

• Simply Kept: Entry plan covering essential systems and select appliances.
• Complete Home: Most popular plan with broad systems and appliance coverage.
• Pinnacle Home: Top tier with extras like luxury appliance coverage and increased payout caps.

Pricing

Plan prices range from about $45 to $75 per month depending on tier and ZIP code. Service-call fees of $75 or $100 are customer-selectable. Real-estate transactions often include the first year as part of the home sale.

Claims Process

Claims are 24/7 by phone or online. 2-10's contractor network is reliable in most metro areas. Average resolution time was 4.0 days in our data.

Customer Service

Customer service is solid but not standout. 2-10's strength is the realtor-channel relationship, so seller-side coverage and listing-period protection are particularly well executed.

Pros & Cons

What Customers Are Saying

2-10 averaged 4.0/5 with the strongest scores from realtor-referred customers. Detractors most often cite pricing surprises at renewal.

Bottom Line

If you're buying a home and your agent recommends 2-10, it's a credible choice — especially for the structural coverage on new construction. For existing-home owners shopping freely, our top three picks usually deliver better value.